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Latest timeline for California Middle Class Tax Refund payments

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Latest timeline for California Middle Class Tax Refund payments

The “vast majority” of Middle Class Tax Refund debit cards will be issued by Jan. 14, 2023, according to the Franchise Tax Board.

The FTB has previously said it expected about 90% of direct deposits to be issued in October and 95% of all MCTR payments — direct deposit and debit cards — by the end of the year.

But a representative told KCRA 3 that more cards will be issued after Jan. 14, the final date that’s listed on the state’s MCTR website.

“As you know, this is a very large program. Just as with Golden State Stimulus, we provided timeframes reflecting when we expected the vast majority of payments to be issued,” spokesperson Daniel Tahara said. “Debit cards issued beyond Jan. 14 would reflect uncommon scenarios such as address changes recently brought to our attention and tax returns that require additional review before a payment can be issued.”

As of Dec. 23, more than 29 million California taxpayers and their dependents have benefited from the payments, according to the Franchise Tax Board.

The state has issued more than 7 million direct deposit payments and 8.3 million debit cards worth more than $8.3 billion.

Who is eligible for inflation relief payments?

Recipients must have filed their 2020 tax return by Oct. 15, 2021, have met certain income limits (see below), were not claimed as a dependent in the 2020 tax year and were a California resident for six months or more of the 2020 tax year. You must also be a California resident on the date the payment is issued.

Those who applied for an individual taxpayer identification number (ITIN) but who did not receive it by Oct. 15, 2021, must have filed their 2020 tax return by Feb. 15, 2022.

Where can I estimate my inflation relief payment amount?

You can use this online tool to estimate how much money you should receive. Eligibility is based on 2020 tax filings.

How to get California inflation relief checks

A spokesperson for the California Franchise Tax Board said the payments will be distributed through direct deposits and mailed debit cards.

Who will receive a direct deposit payment and when will it arrive?

Eligible Californians who received the Golden State Stimulus and who filed their tax return electronically and received their tax refund through direct deposit had payments issued to their bank accounts from Oct. 7 through Nov. 14, according to state officials.

Who should expect to get a mailed debit card?

Some people who might have thought they would get a direct deposit will actually be receiving a debit card through the mail.

People will receive a debit card in the mail if they filed a paper return, had a balance due, received their Golden State Stimulus by check, received their tax refund by check, received their 2020 tax refund by direct deposit but have since changed their bank or bank account number, or received an advance payment from their tax service provider or paid tax preparer fees using their tax refund.

People should allow up to two weeks from the issue date to receive their card in the mail.

What if I moved since filing my 2020 tax return? Will I still get a MCTR debit card?

The FTB says that it will use the best available address to provide the taxpayer with their payment for those who are eligible for the mailed debit cards.

“For example, if the taxpayer provided FTB a new address when they filed their 2021 tax return, FTB would use that address for purposes of their MCTR payment,” a spokesperson said.

The Franchise Tax Board has released this schedule for when people will be mailed debit cards

  • GSS I or II check recipients (last name beginning with A – E): Oct. 24, 2022, through Nov. 5, 2022
  • GSS I or II check recipients (last name beginning with F – M): Nov. 6, 2022, through Nov. 19, 2022
  • GSS I or II check recipients (last name beginning with N – V): Nov. 20, 2022, through Dec. 3, 2022
  • GSS I or II check recipients (last name beginning with W – Z): Dec. 4, 2022, through Dec. 10, 2022
  • Non-GSS recipients (last name beginning with A – K): Dec. 5, 2022, through Dec. 17, 2022.
  • Non-GSS recipients (last name beginning with M – Z): Dec. 19, 2022, through Dec. 31, 2022.

The Franchise Tax Board says to allow up to two weeks from the dates above to receive the debit cards.

What if I was supposed to receive a direct deposit but I changed my banking information since filing taxes?

You’ll receive a debit card payment through the mail from Dec. 17, 2022, through Jan. 14, 2023.

How much money will I get from this refund?

How much you receive will depend on your California-adjusted gross income, as well as how many dependents you have.

Taxpayers receive either $350, $250 or $200 based on their income level with an additional payment of the same amount if they have at least one dependent.

Tier 1: Single filers who make less than $75,000 would get $350. Joint filers with an income under $150,000 receive $700. If they have at least one dependent, they will receive an additional $350.

So for example, that means a married couple earning $100,000 per year with one child gets $1,050.

About 82% of the state’s beneficiaries are in this income level.

Tier 2: Single filers who make $75,001 to $125,000 would get $250. Joint filers with an income between $150,001 and $250,000 would receive $500. If they have at least one dependent, they will receive an additional $250.

About 12% of beneficiaries are in this tier.

Tier 3: Single filers who make $125,001 to $250,000 would get $200. Joint filers who make between $250,001 and $500,000 would receive $400. If they have at least one dependent, they will receive an additional $200.

About 6% of beneficiaries are in this tier.

What if I did not file a 2020 tax return?

Most who did not file a tax return in 2020 are not eligible for the payment. But the state is also increasing assistance to these programs:

  • Supplemental Security Income/State Supplementary Payment (SSI/SSP) recipients: The SSI/SSP program is for seniors who are ages 65 or older, or blind or disabled. A budget deal that was approved increases grants by about $39 per month ($470 for the year) for individuals and $100 per month ($1,200 for the year) for couples. In all, the increases affect 1.1 million cases.
  • CalWORKS grant recipients: CalWORKS is a program that provides cash and services to eligible families with a child or children in the home. Combined with previously announced increases, a family of three could receive as much as $194 more a month. The increases affect about 369,000 households.

My only source of income is federal Social Security payments so I don’t file taxes. Do I still qualify?

Seniors who do not file taxes because they only receive Social Security payments and others who don’t file taxes do not qualify for the refund.

However, they may still be eligible for other types of increased assistance like rent relief, and utility assistance, according to H.D. Palmer, a spokesperson for California’s Department of Finance.

What if I should have received my debit card by now?

The FTB says that if it’s been two weeks since the issue date, here is what to do.

First double-check on the FTB’s website that you meet the eligibility requirements based on your 2020 tax return. If that’s the case, you can call Money Network’s customer service line at 1-800-542-9332 to speak with an agent from 8 a.m. to 5 p.m. on weekdays.

What if I have other questions?

You can call the 1-800-542-9332 customer service line. You can also chat online here.